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Monday, October 19, 2026Bay Area Market: Coverage updated daily

Flock cameras changing due diligence for agents, homebuyers

Experts say HOA documents remain behind the times regarding use of Flock and similar technology

San Francisco Bay Area homes and neighborhoods
Curated News BriefBased on original reporting by HousingWire (September 14, 2026). The summary below is the Journal’s; the local analysis is original commentary by Omar Murillo.

Look, I've been reading a lot lately about how surveillance technology is changing what we need to know before our clients buy into a community. According to HousingWire, license plate readers and AI-powered cameras installed by homeowners associations are becoming a real consideration in the due diligence process, and frankly, it's something many of us in the business haven't fully figured out how to handle yet.

The core issue here is that these systems, especially license plate readers like those from Flock Safety, are popping up in thousands of communities across the country. What's tricky is that most HOA documents were written long before this technology existed, so there's no clear guidance on disclosure or who's responsible for telling buyers about these cameras. As one expert told HousingWire, HOAs often don't have a legal obligation to disclose surveillance systems, which means the burden falls on agents like us to ask the right questions.

A realtor in the Carolinas has been pushing the industry to treat surveillance as a disclosure issue, and I think she's onto something important. Her point is simple: buyers should know before they enter a community whether they're being recorded. She even mentioned clients with protective orders who could face real safety risks if their location data became accessible to the wrong people. That's not theoretical stuff. And when you dig into it, these cameras capture way more than just license plates. They're getting time stamps, vehicle details, and that data lives in private company servers that can be accessed by law enforcement.

The practical reality is that we need to start asking HOAs directly whether they have surveillance systems installed, looking through their financial records, and trying to get answers before our clients go under contract. One expert I read about suggests the simplest approach: just a yes-or-no question on disclosure forms about whether the HOA has surveillance cameras. That way, buyers can make an informed decision about whether that community is right for them.

What I am seeing locally is that this is becoming another layer of due diligence we can't ignore anymore. In the Bay Area and East Bay, where privacy concerns run deep and communities are increasingly dense, I'm already thinking about how we talk to buyers and sellers about surveillance before they commit. It's not about being against security. It's about transparency and letting people make their own choices about where they want to live.