Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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When a real estate brokerage grows fast, cash flow and controls still matter
The Fathom filing included going concern language, a remediation plan and criticism of former leadership’s tone and ethics support.
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J&W Gold Institute launches real estate agent Historic Home Specialist credential
Curriculum covers preservation standards, valuation methods, incentives and design review processes for landmark transactions.
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Wells Fargo funds rural housing with $1.5M Habitat partnership
The $1.5 million investment aims to expand modular homebuilding in rural areas
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CHLA wants IMBs to be eligible for FHLBank membership
Group warns against expanded mortgage purchases while urging modernized membership and annual lending reviews
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Keller Williams launches KW Modular agent community
New community offers training, certification and builder connections for KW agents across North America.
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Social Security’s COLA increase in 2027 could be its largest in 4 years
The Social Security Administration is scheduled to announce the official 2027 COLA Oct. 14
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Builder sentiment runs soft as affordability strain subdues orders
Homebuilders continue to rely on incentives to drive sales. Those who buck this trend differentiate on product and community offerings
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Southern Land hires Highland Homes vet to lead homebuilding
Marchbanks will lead homebuilding operations and help scale master-planned communities in Tennessee, Texas and Colorado
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Markets Await Clues on Fed’s Next Moves as We Enter a Quiet Week For Data Releases
In A Nutshell: The economic calendar is light this week with little new information for markets to chew on. The Fed’s Jackson Hole symposium next Friday will kick off a new round of information that may change the odds of a rate hike at the Sept 16th Fed meeting. Upcoming Attractions With few economic…
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The mortgage industry’s AI problem is not what you think it is
Mortgage AI can improve reporting and reduce tedious back-office work, but it will not fix broken processes. The lenders best positioned are those with stable operations, consistent client experience and a focus on pull-through that protects referral relationships.








