Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Non-agency is not subprime. The mortgage industry needs to start acting like it.
Non-QM loans are unfairly stigmatized by the 2008 subprime crisis. Today’s non-agency lending serves highly creditworthy, self-employed borrowers backed by strict Ability-to-Repay regulations and risk-retention rules.
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ERA president Alex Vidal tunes out real estate’s noise — and listens to consumers
ERA’s Alex Vidal says consumer perception of buyer agreements and private listings is shaping agent questions more than industry headlines.
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Flair says AI improved lead conversion in West Capital Lending deployment
Flair says West Capital used its AI voice agents in May, placing 318,000 calls, reaching 11,400 borrowers and creating 1,788 warm handoffs.
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The silence after the breach is the part you control
Mortgage data breaches often expose decades of records. Notification deadlines increasingly run from discovery, so long delays can deepen legal and
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Why homebuilders struggle to scale new initiatives
Despite the reputation production homebuilders get for resisting change – and failing at innovation – the best path to a homebuilding team member’s career advancement is by evangelizing a passion project. Homebuilders have dozens such initiatives in progress at any given time across their various departments, divisions and workflows. So how does inertia survive in…
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Movement launches bilingual lending team, in-house ITIN product
South Carolina- based Movement Mortgage has launched a national Diverse Lending Support Team and an in-house Individual Taxpayer Identification Number (ITIN) mortgage product to serve more Spanish-speaking homebuyers.
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Stellar MLS adds Realtors Association of Citrus County as corporate shareholder
Under the agreement, the Realtors Association of Citrus County will retain its independence as an association.
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HighTechLending expands EquitySelect eligibility and LTVs
National mortgage lender HighTechLending has rolled out major enhancements to its EquitySelect product line, expanding borrower eligibility, raising maximum loan-to-value ratios and widening access to low-payment qualification options.
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Housing Market Spotlight: Lower-priced metros show greater resilience as demand softens
HousingWire Data reveals how elevated mortgage rates are reshaping local housing markets, with more affordable metros proving more resilient.
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Nick Janovsky joins SERHANT. as Tampa luxury sales director
SERHANT. appointed Nick Janovsky luxury sales director for Tampa Bay, citing $250 million in volume and 340-plus deals.









