Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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The real AI divide in the mortgage industry
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
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The loan officer engineer: The $11,898 problem
Freddie Mac data puts 67% of origination cost in personnel, even after years of digital mortgage spend
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What 800 title and escrow professionals shared about wire fraud, and how they’re fighting it
Qualia’s 2026 survey reveals the scale of the threat and how firms are strengthening prevention, recovery and employee preparedness
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Carrington lowers non-QM threshold to 550 FICO, expands guidelines
The company is expanding its Flexible Advantage non-QM loan program with new guidelines
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Judge narrows Roberts suit against eXp and CEO Glenn Sanford
Court keeps some claims against Sanford and eXp Realty, trial now set for Oct. 19 after a Sept. 18 conference.
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Constellation1 brings HouseValues to Top Producer CRM
HouseValues leads will be delivered directly into Top Producer contact records
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Phil Crescenzo teams with son to join CrossCountry Mortgage
LO leaves NFM Lending for CCM to focus on underserved borrowers in the Southeast
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Compass antitrust lawsuit adds new lead plaintiff
Amended complaint ties StreetEasy delistings to higher NYC rents and broker fees, seeks class action status.
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Unlock reaches deal with Minnesota AG after home equity agreements were labeled illegal
Minnesota AG secures nearly $1M in relief; Unlock is no longer offering HEAs there
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HECM broker endorsements continue tepid pace in May
Atlantic Avenue remained at No. 1 despite declining endorsement activity during the month








