Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Cotality: Wildfire risk threatens $1.4T in properties across western states
More than 2.5 million properties across the 10 most exposed western states face a moderate or greater risk of wildfire damage, representing nearly $1.4 trillion in reconstruction cost value, according to Cotality’s 2026 Wildfire Risk Report.
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MLS leaders say AI requires a new approach to governing real estate data
MLS leaders said brokers are uploading MLS data into AI tools, increasing urgency for auditing, entitlements, and enforceable policies.
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Newrez agrees to $15.5M settlement over forced-place insurance
Regulators in 46 states and DC reached a $15.5M settlement with Newrez over lender-placed insurance charges and refunds.
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The next phase of The Real Brokerage’s AI is replacing the work, not the agent
The Real Brokerage Chief Technology Officer Pritesh Damani said 80% of real estate processes could be automated within six months.
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Offerpad says it is turning the engine back on in 2026
Offerpad CEO Brian Bair says buying is ramping in 2026 after losses since 2022, as the firm adds fou products and refines its buy box.
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Mortgage Rates to Hold Steady on As-Expected Inflation Report, Dimming Odds of a September Fed Rate Hike
Takeaway: Rates should see little change today following an as-expected inflation report, but a Fed hike in September seems increasingly unlikely. Core inflation came in almost spot on with expectations, thwarting fears that inflation would continue to spike in the absence of an agreement with Iran. Core inflation in July came in at 0.22% month…
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Texas HOA laws are changing board responsibilities. Here’s how communities can keep up.
Texas HOA boards face added governance requirements as communities grow. SB 1588 expands open meeting and notice rules, while HB 614 requires written enforcement policies and clearer hearing processes, increasing the need for consistent agendas, communication and recordkeeping.
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When it comes to closing workflow gaps, does one size really fit all?
The market is shifting from point solutions to providers offering broad workflow gap coverage. This piece outlines common approaches and the due diligence questions agents should ask to avoid lock-in and weak fits.
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The hidden data problem costing national builders millions
Many builders lack structured visibility into active plans, driving redundancy, slower land decisions and weaker purchasing leverage. Higharc converts floor plans into connected data models to improve portfolio analysis and operational speed.
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Legal fight over a ditch puts 265-home Utah project at risk
A narrow irrigation ditch runs along the edge of a 142-acre former farm near Willard, about 50 miles north of Salt Lake City. Beside it sits a 2.74-acre patch of wet ground. Both features are now at the center of a federal lawsuit. Federal regulators say the ditch connects to the Great Salt Lake, which…








