Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Medicare Part D support cut amid rising retiree costs
The Trump administration announced it will end a temporary Medicare Part D premium stabilization program after the 2026 contract year.
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FirstTeam and Purlin on avoiding AI mistakes: ‘Some stuff actually creates more work’
FirstTeam Real Estate’s Lauren Henss and Purlin’s Tim Quirk sit down with HousingWire to touch on the state of brokerage AI adoption.
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Meritage Q2 2026 earnings telegraph move-up buyer pivot
For much of the past decade, Meritage Homes has stood as one of public homebuilding’s clearest business use cases that thoughtfully designed, efficiently built entry-level homes could unlock homeownership for thousands of households who otherwise might have remained renters. The company’s strategy wasn’t simply to build smaller homes. It reshaped its land acquisition, product design,…
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Vacation-Home Mortgages Tick Up For First Time Since Pandemic Boom
Mortgages for second homes rose 4% year over year in 2025, the first annual increase in four years. That’s compared with a 1% increase for primary homes. Still, second-home mortgages account for just 3% of all home loans. Second-home purchases are rising because affluent buyers are fairly active in today’s housing market; additionally, demand dropped…
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Mortgage Rates Likely to Hold Stead Steady Following July Fed Meeting, But Uncertainty Looms as Fall Approaches
Takeaway: Mortgage rates will largely stay the same for now as the Fed opts against hiking and says little about future plans. There was a historically high level of uncertainty going into this meeting, but ultimately, the Fed decided against hiking today because financial markets did their work for them. The actions coming out of…
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Homebuying Demand Slows As Mortgage Rates Hit Highest Level in a Year
Today’s housing market rewards patience over panic: With hundreds of thousands more sellers than buyers in the U.S., buyers in most of the country have time to peruse options and negotiate. U.S. pending home sales fell to their lowest level since early April during the four weeks ending July 26, dropping 1.7% in the last…
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Mortgage Rates Rise to 6.66% as Fed, Iran Tensions Push Treasury Yields Higher
The Freddie Mac 30-year mortgage rate rose 8 basis points to 6.66% this week as the U.S.-Iran conflict escalates again and investors reassess the odds of a Fed rate hike.
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Fed Holds Rates Steady. Three Voters Preferred a Hike.
In short: A divided Federal Reserve held rates steady, but three policymakers pushed for a hike. With mortgage rates expected to fall only to 6.4% by year-end, the affordability tailwind buyers felt in the first half of 2026 may soon become a headwind. What’s next for rates? The Committee held the federal funds rate at…
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Mortgage servicers face higher costs from transfers and regulation
Rocktop CRO Erik Eggers says regulatory workload and consolidation-driven transfers are reshaping servicing economics.
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NJHMFA sells $40M in tax credits to boost affordable housing development
The initiative aims to attract private investment to affordable and workforce housing projects across New Jersey.








