30-YR FIXED6.55%▲ +0.0615-YR FIXED5.93%▲ +0.1110-YR TREASURY4.57%▲ +0.0230-YR TREASURY5.09%▲ +0.015-YR TREASURY4.28%▲ +0.022-YR TREASURY4.16%▲ +0.03FED FUNDS3.75%▬ 0.00SOFR3.62%▼ -0.02DOW52,146▼ -407S&P 5007,458▼ -76Freddie Mac · U.S. Treasury · Federal Reserve via FRED®30-YR FIXED6.55%▲ +0.0615-YR FIXED5.93%▲ +0.1110-YR TREASURY4.57%▲ +0.0230-YR TREASURY5.09%▲ +0.015-YR TREASURY4.28%▲ +0.022-YR TREASURY4.16%▲ +0.03FED FUNDS3.75%▬ 0.00SOFR3.62%▼ -0.02DOW52,146▼ -407S&P 5007,458▼ -76Freddie Mac · U.S. Treasury · Federal Reserve via FRED®
Sunday, July 19, 2026Bay Area Market: Coverage updated daily

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The Bay Area Real Estate Journal

The Pulse of the Real Estate Market

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Mortgage rates rise to highest level since August 2025

The Freddie Mac 30-year fixed mortgage rate rose 6 basis points this week to 6.55%, its highest level since August 2025, as renewed doubt about a Middle East resolution kept Treasury yields elevated despite an encouraging inflation report.

Curated & analyzed by Omar Murillo, Everhome Real Estate · CA DRE #01244077  |  Published July 19, 2026  |  1 min read  |  Coverage: Bay Area
Curated News BriefBased on original reporting by Realtor.com Research (July 16, 2026). The summary below is the Journal’s; the local analysis is original commentary by Omar Murillo.

The Freddie Mac 30-year fixed mortgage rate rose 6 basis points this week to 6.55%, its highest level since August 2025, as renewed doubt about a Middle East resolution kept Treasury yields elevated despite an encouraging inflation report.

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This is a Journal news brief. For how this story applies to your specific situation, talk with Omar Murillo.

Source & AttributionOriginal story: “Mortgage rates rise to highest level since August 2025” — Realtor.com Research, July 16, 2026. Read the full article at the source. Commentary and Bay Area analysis on this page are original to The Bay Area Real Estate Journal.

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Omar Murillo, Everhome Real Estate

Omar Murillo

Broker & Co-Founder · Everhome Real Estate · CA DRE #01244077

Omar Murillo is a Fremont native and Bay Area real estate broker with 28 years in the business, and co-founder of Everhome Real Estate, an 18-agent brokerage serving the SF Bay Area and Silicon Valley. He covers the Fremont, Tri-City, East Bay, and Silicon Valley housing markets with particular focus on listing strategy, property preparation, and negotiation.

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