Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Veterans United promotes Jeremyah Grigery to CMO
The move comes as the lender looks to expand education around VA home loan benefits
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Why 45 homebuilding markets may not beat six high density ones
This analysis separates corporate scale, operating density, and production scale in costs, cycle time, and predictability
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New home demand swoons even as sales prices hit a 5-year low
As new orders weakened in July, the median sales price of a new home fell to $393,800, the lowest level recorded since July 2021
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Retirees are experiencing a disconnect between net worth, cash on hand
Prosperity is far from evenly distributed, and many older Americans are carrying significant debt into retirement
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Colorado’s AI proposal raises new compliance questions for lenders
MBA says definitions of ADMT and consequential decisions need clearer guidance for creditors
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The real AI divide in the mortgage industry
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
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The loan officer engineer: The $11,898 problem
Freddie Mac data puts 67% of origination cost in personnel, even after years of digital mortgage spend
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What 800 title and escrow professionals shared about wire fraud, and how they’re fighting it
Qualia’s 2026 survey reveals the scale of the threat and how firms are strengthening prevention, recovery and employee preparedness
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Carrington lowers non-QM threshold to 550 FICO, expands guidelines
The company is expanding its Flexible Advantage non-QM loan program with new guidelines
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Judge narrows Roberts suit against eXp and CEO Glenn Sanford
Court keeps some claims against Sanford and eXp Realty, trial now set for Oct. 19 after a Sept. 18 conference.






