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Small Mortgages are Disappearing, but Congress is Trying to Save Them
New federal legislation aims to encourage mortgages under $100,000 by offering financial incentives to lenders, reforming processes calibrated to larger loans, and relaxing appraisal requirements.
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Cold call cost-per-deal benchmarks are leaving out most of the math
Programs should be evaluated on cost per close, not just salary and dialer fees
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Will mortgage rates nearing 8% force lenders to make cuts or close their doors?
HousingWire Data shows the 30-year conforming average at 7.63%, up 31 bps in two weeks, while FHA rates rose 59 bps
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ARM reset wave set to crest in 2027, hit pockets of borrowers
ICE and Optimal Blue data point to a manageable wave of ARM adjustments
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Rocket Mortgage names Nicole Beattie chief servicing officer
Move comes as Rocket’s servicing book tops $2 trillion and 9.1 million loans
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UWM moves to dual-score model, auto-selects best result
Lender will obtain both FICO and VantageScore on every credit pull
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CRMLS went on offense against Compass. Will other MLSs follow?
Industry leaders weigh in as CRMLS seeks to stop Compass from challenging MLS rules in court
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Timberline Homes buy will push Champion deeper into retail
The Timberline Homes acquisition, Champion Homes’ third acquisition since 2025, signals a growing emphasis on direct-to-consumer sales
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Seniors aren’t keeping up with their credit card debt. Reverse mortgages can help
As credit card and HELOC balances grow, reverse mortgages and their voluntary payment structures should be considered
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Vishal Garg lays out Better 2.0 plan during shareholder call
Daniel Lewis was removed as interim CEO effective Oct. 5, per an SEC filing
