Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Unlock MLS redefines participants, adds data licensing
Starting Sept. 15, platform brokerages must commercially license listing data feeds and pay a fee
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New tax on high-value second homes challenged in Rhode Island
Plaintiffs say the law should not target out-of-state residents who cannot vote in Rhode Island
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Luminate Bank acquires select assets of First State Mortgage Services
Luminate adds volume and a larger Midwest presence
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Mortgage Rates Fall to 6.65%, but Bond Market Turmoil Signals Higher Rates Ahead
The Freddie Mac 30-year fixed mortgage rate fell two basis points to 6.65% this week. But the Freddie number is a backward-looking average, and after a 48-hour stretch in which the 30-year Treasury hit a nearly 20-year high and the Treasury Department stepped in to buy back billions in debt, today’s print is best understood…
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AI-forward vs AI-native: The label matters less than what the AI actually knows
In regulated, high-variance lending, model maturity depends on exposure to edge cases and day-to-day production files
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Unified analytics: The new lending brand advantage
More than 2 in 3 online applications are abandoned, and valuation inconsistencies can erode trust across channels
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New homebuilder survey: Where builders see risk and opportunity in the second half of 2026
A new executive survey shows intensifying margin pressure and highlights the homebuilder growth strategies that matter most through 2026
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Knock expands bridge loan services to Texas
Knock is now operating in 32 states and Washington, D.C.
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Longbridge rolls out market insights platform for reverse mortgage brokers
RAMP uses FHA data to show geography, market shares and origination volumes across HECM product types
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Why starter homes got harder to build at scale
A postwar payment model close to rent contrasts with today’s land, infrastructure, and public-builder return thresholds









