Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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What the ROAD to Housing Act can — and can’t — do for affordability
Experts who spoke with HousingWire call the legislation a good start but point to other bold measures still needed to tackle affordability.
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Most retirement savers want an ‘easy button’ for planning
A J.P. Morgan survey examines how participants engage with workplace retirement plans across different life stages.
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How ROAD aims to boost housing supply and cut red tape
The 21st Century ROAD to Housing Act includes provisions to streamline NEPA reviews, expand factory-built housing and incentivize local pro-supply reforms. Builders say federal action helps, but local zoning and permitting remain the main constraint on new housing.
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California condo defect liability bill on deck after recess
Coming out of summer recess, California lawmakers will tackle condominium construction defect legislation that has cleared committees and passed one chamber.
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Can the housing market weather Iran conflict 2.0 and higher rates?
Weekly housing indicators suggest a modest cooling as mortgage rates spent most of last week above 6.64% and the Iran conflict escalates.
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Pending Home Sales Slip Amid Stubbornly High Housing Costs, Economic Uncertainty
Would-be sellers backed off, too, with new listings falling to their lowest level since the start of 2026. U.S. pending home sales fell 2.2% week over week during the four weeks ending July 12, the first decline in a month. Some house hunters backed off due to stubbornly high housing costs. The weekly average mortgage…
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What Today’s Mortgage Rates Mean for Fremont Buyers
Rate movements hit Fremont differently than the national average suggests — because Fremont price points multiply every fraction of a percent. A local translation of the rate story.





