Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Rechat appoints Audie Chamberlain as chief industry officer
Chamberlain will also launch the company’s brand champions and creator program
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HUD officials offer an action plan to spark FHA lending
At MBA Annual, Matt Jones and Joe Gormley touched on ways to move the needle in FHA single-family mortgage originations
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AI can speed up permitting, but messy zoning data holds it back
Localities are turning to AI to fast-track permiting, but outdated or conflicting zoning text and maps still delay approvals
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GSEs target income and occupancy to cut buyback risk
Mortgage giants are deploying tech to flag occupancy risk and income defects upfront
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Appeals court sides with Ginnie Mae in Texas Capital Bank’s reverse mortgage lawsuit
The ruling is a signal to warehouse and DIP lenders that financing structures secured by HMBS-related tails may be vulnerable if Ginnie Mae exercises extinguishment remedies
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Core Inflation Tops Forecasts, Making an October Fed Rate Hike a Close Call
Takeaway: A higher-than-expected inflation report puts the odds of a rate hike in two weeks at 50/50. Rates will give back some of last week’s improvements. Both overall and core inflation–which excludes food and energy prices–jumped in September more than expected. Overall inflation for September came in at 0.65% monthly (vs. 0.58% expected and 0.40%…
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September 2026 CPI: Inflation Hits 3.7% in a Tough Print for Housing
September’s consumer price index came in hotter than forecasters expected, and core ticked back up to 2.6%. Here’s what it means for the Fed, consumers, and the housing market.
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Every servicing exception needs an owner and a clock
MBA data shows nonperforming servicing costs $1,573 per loan vs $176, exceptions can push costs higher
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How equity buyouts work in a divorce refinance
Appraisal minus mortgage balance sets equity, but the buyout amount hinges on solo borrowing capacity
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Florida’s Live Local turns tables in Hollywood’s 30-story tower fight
Commissioners voted 6-1 after 12 hours of public input, the county’s next step hinges on a resident lawsuit








