Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Offerpad says it is turning the engine back on in 2026
Offerpad CEO Brian Bair says buying is ramping in 2026 after losses since 2022, as the firm adds fou products and refines its buy box.
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Mortgage Rates to Hold Steady on As-Expected Inflation Report, Dimming Odds of a September Fed Rate Hike
Takeaway: Rates should see little change today following an as-expected inflation report, but a Fed hike in September seems increasingly unlikely. Core inflation came in almost spot on with expectations, thwarting fears that inflation would continue to spike in the absence of an agreement with Iran. Core inflation in July came in at 0.22% month…
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Texas HOA laws are changing board responsibilities. Here’s how communities can keep up.
Texas HOA boards face added governance requirements as communities grow. SB 1588 expands open meeting and notice rules, while HB 614 requires written enforcement policies and clearer hearing processes, increasing the need for consistent agendas, communication and recordkeeping.
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When it comes to closing workflow gaps, does one size really fit all?
The market is shifting from point solutions to providers offering broad workflow gap coverage. This piece outlines common approaches and the due diligence questions agents should ask to avoid lock-in and weak fits.
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The hidden data problem costing national builders millions
Many builders lack structured visibility into active plans, driving redundancy, slower land decisions and weaker purchasing leverage. Higharc converts floor plans into connected data models to improve portfolio analysis and operational speed.
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Legal fight over a ditch puts 265-home Utah project at risk
A narrow irrigation ditch runs along the edge of a 142-acre former farm near Willard, about 50 miles north of Salt Lake City. Beside it sits a 2.74-acre patch of wet ground. Both features are now at the center of a federal lawsuit. Federal regulators say the ditch connects to the Great Salt Lake, which…
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How AI can power a leaner, meaner homebuilding land team
Century Communities leverages AI in land acquisition to help its lean land teams vet sites faster, before contracting or engineering begins.
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HistoryMaker Homes’ crawl-walk-run approach to AI adoption
HistoryMaker Homes is adopting AI in phases, partnering with Higharc and launching 60 new floor plans in 18 months.
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Mortgage applications climb 3.6% after slight drop in rates
MBA data show mortgage applications rose 3.6% as the 30-year fixed rate fell to 6.77%, and refinance share rose to 40.7%.
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Real estate leaders weigh buying vs building AI tools
AI Summit speakers said buy vs build decisions hinge on adoption, guardrails, data use terms, and vendor durability.









