Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Is technology changing the economics?
AI is reshaping mortgage economics, but lowering the cost to originate requires disciplined processes, measurable ROI and accountability across the organization.
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From policy to a path forward
California MBA CEO Paul Gigliotti explains how collaboration can turn disaster recovery policy into clearer resources and real paths forward for homeowners.
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Are 9% mortgage rates possible?
Without a 10-year move above 6% and the spreads widening, the math does not support 9% — even with a hawkish Fed
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Mortgage Rates Jump as Markets Price in More Fed Rate Hikes
In A Nutshell: Mortgage rates have shot up as a number of economic concerns come together in a perfect storm. There’s little on the horizon to offer relief without addressing the fundamental drivers behind the market’s expectation that the Fed may hike rates further, undoing most of the rate cuts from the past two years. Last…
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Sometimes leaders have to take the stairs
Small, consistent actions can compound when time is limited by market pressure and day-to-day execution
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Eric Lovins on Luminate Bank’s reverse mortgage growth, M&A strategy
Co-founder Eric Lovins explains how the Minneapolis-based lender is building a ‘concierge’ financial experience
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CubiCasa, Restb.ai expand floor plan services for MLSs
CubiCasa is used by more than 200,000 companies, including more than 100 MLSs
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Realtracs expands in Tennessee with RCAR and GSMAR
RCAR went live in August and GSMAR went live Monday, adding 1,700 members to the network
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Mortgage rates have gone wild, so what’s next for housing?
Rates near 7.5% plus volatility delivered a clear hit to weekly demand
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Compass asks MLSs to block listing data from recruiting tools
Letter seeks opt-out from non-IDX and VOW vendor feeds, with a 30-day deadline








