Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Why file ops costs are the next pressure point for brokerages
The commentary argues many transaction tools track tasks but do not draft, chase signatures, or complete disclosures end to end
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MLSs are changing. So is their relationship with Realtor associations
Leaders point to consolidation, shifting ownership stakes, and governance changes as drivers of new operating models
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Judge dismisses UWM 401(k) forfeiture lawsuit under ERISA
Michigan federal judge said plan terms allowed forfeitures to reduce employer contributions when not used for plan expenses
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Institute for Luxury Home Marketing launches property search platform
The platform is available to the Institute’s more than 11,000 current members
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How mortgage brokers can tap into underserved VA markets
At AIME Fuse, VA lending experts addressed product misconceptions, targeted borrower outreach strategies and a creative renovation solution
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New Jersey looks to remove home interior photos upon buyer request
Failure to comply carries real consequences for licensees
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Experian integrates Verify with Workday for income verification
Experian says its Verify network has a path to cover more than 80 million payroll records across the U.S.
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Gateless Smart Underwrite earns AZP Platinum AI certification
AZP cited 230,000 loans with no reported claims and a framework focused on governance and auditability
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Proposal seeks to standardize MSR accounting for recapture values
Analysts say the change should boost transparency but is unlikely to move MSR carrying values
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Where builder discounts are biggest and who is still buying
Audience Town analyzed 201,000 sales across 25 markets and found every market sold below asking








