Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Zillow Preview listings now live on Realtor.com
Listings will be labeled Realtor.com Preview Listings under a syndication deal first announced in May
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Housing starts outlook turns negative through 2027 as costs rise
Buy-downs now support 80-90% of new-home sales as margins tighten and labor shortages persist
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Florida Agency Network expands CertifID use across closings
FAN said the rollout adds direct wire fraud protection to every closing it conducts
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Taylor Morrison CEO says trust can scale in a stress-test market
In a market where 66% of builders use incentives, Sheryl Palmer points to reputation, internal alignment, and data systems as advantages
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Settlor integrates with TitleSphere, expands transaction data use
Users can now generate context around transaction activity in real time
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Gateway First Bank to acquire Colonial Savings
The transaction is expected to close in the first quarter of 2027
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Household Real Estate Value and Equity Climbed to Record High in 2026Q2
In the second quarter of 2026, the Federal Reserve’s Flow of Funds data revealed that the total value of owner-occupied real estate climbed to a new record high of $49.8 trillion.
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Mortgage Rates Jump to 6.95%, Highest Since January 2025
The Freddie Mac 30-year fixed mortgage rate jumped to 6.95% this week, the highest reading since January 2025. The 19 basis point surge from last week’s 6.76% is also the largest one-week increase since April 2025.
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Who owns the customer? That depends on whom you ask.
With 30-year rates near 7%, retention and permissioned access may decide the next refi wave
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Permits Hold Steady but Starts and Completions Fall in August
New residential construction activity showed signs of current trepidation among builders, but also some optimism for the future. Completions of new homes fell sharply, down 11.9% month over month and 27.1% year over year as builders are facing soft demand from buyers stretched thin by affordability constraints in the current high mortgage rate environment.









