Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Housing year-over-year comps need context for the rest of 2026
Last week’s data was really impacted by comparisons to Labor Day weekend in 2025
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Hyperlocal micromarkets may be the next big housing data shift
AI can analyze faster, but market definition and entity resolution still decide which properties belong in the dataset.
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August payrolls rise 162,000, Fed rate hike odds in focus
Construction added 22,000 jobs, real estate lost 3,200, and economists pointed to inflation as the next catalyst.
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Pulte says FHFA weighing bi-merge, single credit report
FHFA opens door to VantageScore for all lenders
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Why mortgage rates barely budged after jobs report beat estimates
A lot is priced into the markets now, as the bond market did the heavy lifting for the Fed
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ICE raids strain homebuilder labor, cycle times, and bank lines
ICE arrests rose from 32,545 in May to 49,571 in July; homebuilders cite delays, higher bids, and missed closings in some markets
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Fay Group acquires VanDyk Mortgage to expand conforming loan footprint
Deal brings Fannie, Freddie and Ginnie execution plus MSR book
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Trump threatens trade halt if Fed does not cut rates
President urged the Federal Reserve to cut rates after August payrolls rose by 162K and unemployment held at 4.1%
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Hot Jobs Report Slightly Increases Odds of a Fed Rate Hike This Month
Takeaway: A hot jobs report will put upward pressure on rates today as it slightly increases the odds of a rate hike at the September Fed meeting, but the real deciding factor is next week’s CPI data. Job creation bounced back in a big way in August, reinforcing a long term trend of reacceleration in…
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Authority compounds on LinkedIn. Absence compounds, too.
Only 1% to 3% of LinkedIn users post regularly, creating low competition for referral-partner attention








