Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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More renters struggling with monthly housing costs
In 2025, 27.8% of lower-income households reported difficulty paying rent
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HouseCanary files for chapter 11 bankruptcy in New Jersey
Petitions list more than $50 million in assets and at least $50 million in liabilities across 6 affiliated debtors
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New home sales are at an 8-month high but still stuck after 10 years
Sales reached a 684,000 annual rate, but higher mortgage rates may pressure builder margins and confidence
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Interlock ransomware claim triggers lawsuit against NFM Lending
Interlock claimed the breach involved more than 2.5 terabytes of files
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A new MLS ‘constitution?’ Hive MLS CEO Daniel Jones makes his case
The declaration arrives as MLS leaders confront questions involving private listing strategies, data ownership and much more
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HouseCanary’s bankruptcy fight is tied to a $175M+ verdict against Rocket Close
Court filings cite a $30M loan default and a pending final judgment on 2026 damages
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Concerns over outliving assets grow among non-retirees
Most non-retired Americans find the idea of no more regular paychecks concerning
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Land strategy math gets tougher for homebuilders in 2027–2029
Acres says its expanded platform covers 1,000-plus metros and 3,000-plus counties using 155 million parcel records
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Why credit unions are missing the boat on reverse mortgage demand
Credit unions originated very few of the 36,000 reverse mortgages in the past 12 months, executives told ACUMA attendees
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Mortgage Rates Hit 20-Month High, Adding Pressure to Housing Market
The Freddie Mac 30-year fixed mortgage rate jumped to 7.03% this week, the highest reading since January 2025. The 10-year Treasury yield drove most of that increase and has kept climbing, with inflationary pressure building and Brent crude oil prices hovering above $100 per barrel again.








