Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Splitero expands home equity investment offering to four new states
U.S. homeowners hold $35 trillion in home equity, with many locked into low mortgage rates or facing strict income requirements.
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Mortgage Rates Could Move This Week as Inflation Data Tests the Fed’s Path
In A Nutshell: Rates remain precarious this week with highly anticipated inflation data coming Wednesday, which could determine if the Fed hikes at their next meeting. Upcoming Attractions Wednesday’s CPI print will be the most important data release of the week by a long shot. Odds for a hike at the September 16th’s meeting are…
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As America turns 250, let’s renew the promise of home
As the US approaches its 250th anniversary, the column argues housing is central to economic opportunity, citing 12 million renters paying over 50% of income on rent and utilities. It highlights the 21st Century ROAD to Housing Act and urges funding for home repair and starter home financing programs.
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NYC homeowners sue over pied a terre tax notices and roll
New York City homeowners sued the city and Mayor Zohran Mamdani on Friday, challenging how officials rolled out the so-called pied-à-terre tax on high-value homes. The lawsuit does not dispute the underlying tax. Instead, the owners argue the rollout swept in thousands of primary residences that should not owe the surcharge. Mamdani warned owners of…
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M/I Homes Texas strategy, repeatable plans and fewer options
I first saw the production logic in Columbus. M/I Homes later paired a similar discipline with Texas talent, southern scale and national capital. I first encountered M/I Homes indirectly when I joined Brian Esher and his merry band of SWAT team members at STORM Consulting, where we worked on behalf of Silver Point Capital. I…
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Smith Douglas Homes doubles down on pace despite margin pain
Smith Douglas Homes grew Q2 closings 25% year over year and new home orders increased 32%, but gross margin fell 560 basis points as incentives rose and prices fell.
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HighTechLending’s Paul Fiore on serving senior homeowners: ‘Be holistic in your approach’
HighTechLending continues to be a key player in the reverse mortgage market as evidenced by its top 10 ranking for Home Equity Conversion Mortgage endorsements. But the California-based lender does much more than that.
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Real estate’s consolidation wave is coming for proptech
Real estate M&A is pressuring enterprise proptech as consolidators standardize tech stacks, while vendors target midmarket and teams.
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Unison closes $235M securitization
Unison closed its UNSN 2026-2 HEI securitization backed by $235M in assets, its 8th deal, with a DBRS rating.
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ENRG Realty offers health insurance for agents nationwide
ENRG Realty now offers agents nationwide medical, dental, and vision plans, with no waiting periods or annual enrollment windows.







