Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Why default servicing breaks at the handoffs
Five default servicing handoffs that cost mortgage investors, servicers and law firms time, visibility and money
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The silent failure mode: What happens when your AI model quietly gets worse
A product leader’s field notes on model drift, and why “it worked in testing” is no longer good enough
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How agents can vet a referral partner: 10 questions to ask before signing
From close rates and referral fees to lead sources and response-time requirements, here’s what agents should verify before joining a referral program
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PLACE acquires Maxwell, adding mortgage fintech capabilities
Maxwell supports more than $130B in annual mortgage transactions
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Bookspan Baker Team joins NEXA, launches umbrella brand
The team plans to keep its identity while tapping NEXA loan products and technology
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Ginnie Mae’s Gormley signals no change to FHA MIP for now
Joe Gormley calls the current structure for single-family and reverse mortgages ‘comfortable’
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Mortgage payments drop in August, giving buyers modest affordability gains
Median payment for purchase applicants fell to $2,162 and the index slipped 0.6% to 154.3
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Could BNPL reporting help more first-time homebuyers qualify?
Fed estimates BNPL reached $70B in 2025, while FICO models now incorporate repayment data
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DRB Group to launch two mortgage joint ventures in 2027
DRB Group will launch DRB Mortgage and DRB Home Loans in January 2027 with Acrisure Mortgage and Alta Home Lending








